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Home Insurance in Miami

Top Coverage provides personalized, bilingual home insurance for individuals, landlords, and businesses—keeping your property and peace of mind safe.

Plan Today To Protect Tomorrow— Insurance You Can Trust 645-900-3175

Personal Home Insurance Made Simple

Your home is more than just four walls—it’s where life happens. At Top Coverage, we offer customized homeowners insurance to safeguard your property, possessions, and everything in between. Whether you own a condo, a house, or a vacation property, we tailor your policy to fit your needs and budget.

Our plans include protection against fire, theft, weather damage, liability claims, and more. Need flood insurance in hurricane-prone Miami? We’ve got that, too. We’ll help you understand what’s covered, what’s not, and how to get the best value for your investment. And with a fully bilingual team, we’re here to guide you—clearly and patiently—in both English and Spanish. With Top Coverage, your home is in good hands.

Because your home deserves more than basic coverage.

Home Insurance Miami

Our Services

  • Car Insurance
  • Health Insurance
  • Life Insurance
  • Home Insurance
  • Travel Insurance

Our Guarantees

  • Personalized Plans
  • Bilingual Team
  • All-Inclusive Services
  • Experienced Advisors

We Serve

  • Miami

Commercial Property Coverage for Landlords & Businesses

Whether you manage a single rental or a portfolio of properties, Top Coverage offers dependable insurance for commercial real estate owners. Our expert team helps landlords, developers, and business owners find comprehensive protection for buildings, fixtures, tenants, and more.

We work closely with you to assess risks, recommend add-ons like loss of rental income or liability protection, and ensure compliance with local regulations. From office spaces and retail locations to apartment complexes and mixed-use buildings, our coverage scales with your needs.

Plus, our bilingual staff ensures your tenants or employees can get answers in English or Spanish when it matters most. At Top Coverage, we help you stay focused on business—not insurance headaches.

Safeguard your investments. Strengthen your operations.

Home Insurance Services Miami